One issue a month. Laws signed or taking effect, FREC actions, DBPR deadlines, form revisions and the numbers candidates ask about, each linked to its source and followed by what the exam tests today.
October was a storm month in every sense. Hurricane Isaias came ashore near Destin and put contract deadlines and insurance binding to the test, mortgage rates set a new high for the year before easing, and the property tax amendment headed into the final week of voting short of the 60 percent it needs. FREC met once and posted its September minutes, the third-quarter sales numbers landed, and the appraisal form every lender uses changes on November 2.
September closed the renewal cycle and pushed mortgage rates past 7 percent for the first time this year. FREC held a routine meeting, the rental fraud law took effect on October 1, and the Legislature set its calendar for a 2027 session where the bill to abolish FREC could come back.
August was about deadlines and the ballot. FREC met twice, the September 30 renewal cutoff came into view for anyone licensed in 2024, and the Governor said he would campaign for the property tax amendment.
July is when the spring session's laws take effect, and this year a mid-year look at DBPR's licensing file showed more people passing the exam than ever. FREC skipped its July meeting.
June was a legislative month. The exam itself did not change (still 100 questions, 3.5 hours, 75 to pass, in person at Pearson VUE), but two property tax measures and a new landlord-tenant felony were signed, and FREC set its rulemaking plan for the year.